US Crypto Clarity Act 2026: What the SEC-CFTC Framework Means for Crypto Investors
After three years of hearings, draft bills, and more industry lobbying than any financial legislation since Dodd-Frank, the US Crypto Clarity Act of 2026 has finally landed. Passed by the Senate in July and signed into law last week, it represents the most significant rewrite of US digital asset regulation in history. For the first time, there is a statutory line between what the SEC regulates and what falls under the CFTC. No more regulation-by-enforcement. No more guessing whether your favorite token is a security. And — critically — no more pretending the IRS doesn’t know about your crypto gains. ...