Tether

The stablecoin shakeout is no longer a prediction — it is a timeline. Banking regulators are racing to finalize the GENIUS Act’s implementing rules before the November 2026 midterms, and the public comment period now open on stablecoin issuance rules has turned into a de facto audition: issuers that fit the new regime are consolidating power, while everyone else is scrambling to survive. For US investors, the next 90 days will decide which stablecoins are safe to hold, which yield products stay legal, and which tokens quietly become compliance liabilities on your tax return. ...

If you’ve spent any time in crypto, you’ve seen the ticker: USDT. Tether’s dollar-pegged stablecoin is the most traded cryptocurrency in the world — yes, more than Bitcoin — processing over $50 billion in daily volume. As of August 2026, USDT’s market cap sits above $120 billion, making it the third-largest crypto asset behind only BTC and ETH. But how does Tether actually keep its price at $1? And for US-based users, what are the real regulatory, tax, and practical considerations? This guide covers it all — with special focus on the US market. ...