What Is USDT? A Complete Stablecoin Guide for Beginners (2026)
If you’ve spent any time in crypto, you’ve seen the ticker: USDT. Tether’s dollar-pegged stablecoin is the most traded cryptocurrency in the world — yes, more than Bitcoin — processing over $50 billion in daily volume. As of August 2026, USDT’s market cap sits above $120 billion, making it the third-largest crypto asset behind only BTC and ETH. But how does Tether actually keep its price at $1? And for US-based users, what are the real regulatory, tax, and practical considerations? This guide covers it all — with special focus on the US market. ...